Non-Withdrawable Deposits/Savings

These are the continuous monthly savings that members make to the Sacco throughout their membership. Savings earn interest annually and allow members to access deposit-based loans.

Minimum monthly contributions

• Individuals Kes. 1,000/=

• Groups Kes. 1,000/=

• Corporates Kes 1,000/=

It Can be contributed through Mpesa Paybill, standing order, check off, mobile banking, bank transfer.

It Can only be accessed upon membership withdrawal.

Share Capital Account

The Share Capital Account represents the members’ ownership stake in KAG SACCO. This account is fundamental to the cooperative’s structure, reflecting each member’s investment and participation in the SACCO. Below are the key features and conditions of the Share Capital Account.